We will send a 6-digit code to verify your identity. No password needed.
←
🔐
Enter PIN
Confirm your payment with your 6-digit PIN.
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2ABC
3DEF
4GHI
5JKL
6MNO
7PQRS
8TUV
9WXYZ
0
⌫
Forgot PIN? Reset it here
SR
Siraad
🔔
AH
Your Balance
Ahmed Hassan
VERIFY ID
$0.00
≈ SOS 0 · Loading rate...
↑Send
↓Top Up
🛒Pay
📋History
⚡
Bills
📡
Data
🔐
Verify
⇄
Rates
Live Exchange Rates
See all →
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About Siraad
Siraad is Somalia's unified payment gateway — the single platform that connects all Somali banks and mobile wallets. Send money, pay bills, top up data, and manage your finances across all 14 Somali banks from one app.
Choose how to verify your identity and reset your payment PIN.
✉️
Send code to Email
Register first to use this
📱
Send code to Mobile
Register first to use this
←
📲
Enter Reset Code
Enter the 6-digit code sent to your mobile
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Expires in09:59
💡 Demo: enter any 6 digits
←
🔑
Create New PIN
Choose a new 6-digit payment PIN.
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2ABC
3DEF
4GHI
5JKL
6MNO
7PQRS
8TUV
9WXYZ
0
⌫
🔒 PIN is encrypted and never stored in plain text
←
✅
Confirm New PIN
Re-enter your new PIN to confirm.
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2ABC
3DEF
4GHI
5JKL
6MNO
7PQRS
8TUV
9WXYZ
0
⌫
🔐
PIN Reset!
Your new payment PIN has been set successfully. You can now sign in.
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Pay by Code
🏷️
Enter Merchant Code
Ask the merchant for their Siraad code. It starts with M followed by 8 digits.
Merchant Code
M
Demo Merchant Codes
📱
Hormuud Telecom
Code: M11111111
Use →
🛒
City Mall
Code: M22222222
Use →
✈️
Jazeera Airways
Code: M33333333
Use →
🏥
Caafi Hospital
Code: M44444444
Use →
🎓
Mogadishu University
Code: M55555555
Use →
←
Card Top-Up
Card Preview
•••• •••• •••• ••••
CARDHOLDER
YOUR NAME
EXPIRES
MM/YY
💳
Card Number
Expiry Date
CVV
Cardholder Name
Top-Up Amount (USD)
$10
$25
$50
$100
$250
Processing fee1.5% + $0.30
Arrives in wallet⚡ Instant
←
Withdraw to Bank
Available in Wallet
SOS 750,000
≈ $1,311 USD
👛
Withdraw To
▼
Amount (USD)
$50
$100
$250
$500
$1K
Note (Optional)
⚠️ Withdrawals are processed within 1–3 business hours and require PIN confirmation.
←
Exchange Rates
Live rates · Updates every hour · Base: USD
Quick Convert
Amount
⇄
Currency
▼
Result in USD
$0.00
Live Rates
Loading rates...
←
Verify Identity
🔐
Identity Not Verified
Verify to unlock full access and higher limits
What you unlock after verification
✓Send up to $10,000 per month
✓Withdraw to any bank
✓Full merchant payments
✓Priority customer support
✓100% FREE — no charge
How it works
📸
Step 1 — Face Scan
Look at your camera. Takes 10 seconds. Confirms you are a real person.
🪪
Step 2 — ID Document
Upload your Somali passport, NIRA national ID, or driver's license.
✅
Step 3 — Instant Result
Usually approved in under 60 seconds. Sometimes up to 24 hours for manual review.
Accepted Documents
🇸🇴 Somali Passport
🪪 NIRA National ID
🚗 Driver's License
🌍 Foreign Passport
🔒 Your data is encrypted and stored securely.
We never sell or share your personal information.
Verification is required by Central Bank of Somalia (CBS).