Siraad — Somalia's Unified Payment Gateway

SR

Siraad

Somalia's Unified Payment Gateway.
One app for all your banks.

14

Banks

USD

Primary

⚡

Instant

🔒

Secure

Salaam

Premier

IBS

Dahabshiil

Amal

🏦

Payment Gateway

All Somali banks in one place

↔️

Bank Transfers

SOS & USD · Instant

🛒

Merchant Pay

Shops, services & bills

👛

Digital Wallet

Top up · Store · Spend

🔒 256-bit Encrypted

🇸🇴 Somalia Built

📱 PWA Ready

←

CreateAccount

Join Siraad — your unified Somali banking gateway.

Full Name

👤

Email Address

✉️

Phone Number

📱

Password

🔒 👁

Confirm Password

🔒

By continuing you agree to our Terms of Service and Privacy Policy

←

🔐

Verify Your Identity

Choose how you'd like to receive your one-time verification code.

✉️

Email Address

ahmed@example.com

📱

Mobile Number

+252 61 000 0000

🔒 Your code expires in 10 minutes
and can only be used once.

←

📲

Check Your Phone

We sent a 6-digit code to
your email
Check your inbox and spam folder

Wrong method? Change it

_

Code expires in 09:59

Didn't receive it? Resend Code

💡 Demo: enter any 6 digits to continue

←

🔐

Create Payment PIN

This 6-digit PIN is used to confirm every payment and transfer. Keep it secret.

1

2ABC

3DEF

4GHI

5JKL

6MNO

7PQRS

8TUV

9WXYZ

0

⌫

🔒 Your PIN is encrypted and never stored in plain text

←

✅

Confirm Your PIN

Enter your 6-digit PIN one more time to confirm.

1

2ABC

3DEF

4GHI

5JKL

6MNO

7PQRS

8TUV

9WXYZ

0

⌫

←

WelcomeBack

Sign in to your Siraad account.

Phone or Email

👤

Password

🔒 👁

Forgot PIN? Forgot Password?

or

←

🔐

Enter PIN

Confirm your payment with your 6-digit PIN.

1

2ABC

3DEF

4GHI

5JKL

6MNO

7PQRS

8TUV

9WXYZ

0

⌫

Forgot PIN? Reset it here

Wallet Balance

Siraad Wallet

SOS750,000

≈ $1,311 USD at today's rate

↑Send

↓Top Up

🛒Pay

👛Wallet

Linked Banks Manage

SAL

Salaam Bank

1,800,000 SOS

PB

Premier Bank

1,650,000 SOS

IBS

Int'l Bank

800,000 SOS

+

Add Bank

Quick Send

FA

Fadumo

OH

Omar

HS

Hodan

AW

Ali

+

New

Recent Activity All

↑

Fadumo Ali

Salaam → Premier · Today 09:14

-250,000 SOS

≈ $437

↓

Omar Hassan

IBS → Wallet · Yesterday

+500,000 SOS

≈ $875

🛒

Hormuud Telecom

Merchant payment · Mar 4

-45,000 SOS

≈ $79

↓

Salary

Premier Bank · Mar 1

+2,000,000 SOS

≈ $3,497

←

Send Money

From Account

▼

Select Account Type

▼

RECIPIENT

To Bank

▼

To IBAN

🇸🇴 Somalia IBAN format: SO + 2 check digits + 20 account digits

To Account Name

Must match the registered account holder name

Amount

🇺🇸 USD

🇸🇴 SOS

Equivalent —

Bridge fee (0.5%): — ⚡ Instant

Transaction Note

Optional

0 / 100

←

Enter Amount

Salaam

→🌉→

Premier

SOS

0

≈ $0.00 USD

50K

100K

250K

500K

1M

1

2

3

4

5

6

7

8

9

.

0

⌫

Bridge fee (0.5%): SOS 0

⚡ Instant

←

Pay Merchant

Pick a merchant, enter a code, or scan QR

Merchants

📱

Hormuud

Telecom & Airtime

0.3% fee

🛒

Amaan Market

Supermarket

0.4% fee

🏥

Caafi Hospital

Healthcare

0.2% fee

🎓

Mogadishu Uni

Education

0.1% fee

✈️

Somali Airlines

Travel & Flights

0.5% fee

🍽️

Iftin Restaurant

Food & Dining

0.4% fee

←

Pay

📱

Hormuud Telecom

Merchant ID: HT-001

Verified Merchant

Pay From

👛 Wallet

🏦 Bank

Invoice / Reference (optional)

Description

SOS

0

≈ $0.00 USD

10K

25K

50K

100K

1

2

3

4

5

6

7

8

9

.

0

⌫

Merchant fee: SOS 0

🛒 Instant

←

My Wallet

Siraad Wallet

SOS 750,000

≈ $1,311 USD · Updated now

↓Top Up

↑Send

🏦Withdraw

📊History

Money In (Mar)

+2.5M

↑ +12% vs Feb

Money Out (Mar)

-1.8M

↑ -8% vs Feb

Merchants Paid

8

This month

Transfers Made

14

This month

Top Up Wallet

🏦From Bank

💳Debit Card

🏧Agent

Wallet Transactions

↓

Top Up — Salaam

Bank → Wallet · Today 08:00

+200,000 SOS

≈ $350

🛒

Hormuud Telecom

Merchant · Yesterday

-45,000 SOS

≈ $79

↑

Sent — Fadumo Ali

Wallet → Salaam · Mar 4

-100,000 SOS

≈ $175

←

History

🔍

All

Sent

Received

Merchant

USD

Today

↑

Fadumo Ali

Salaam → Premier · 09:14 · SRD-44291

-250,000 SOS

≈ -$437

March 5

↓

Omar Hassan

IBS → Wallet · 2:30 PM

+500,000 SOS

≈ +$875

🛒

Hormuud Telecom

Merchant payment · 11:00

-45,000 SOS

≈ -$79

March 1

↓

Salary

Premier Bank · 8:00 AM

+2,000,000 SOS

≈ +$3,497

✓

Waxaa guul! 🎉

Transfer sent successfully via Siraad Gateway.

SRD-2026-44291

⚡ Instant

Today · March 6, 2026

Salaam

From

→

🌉

→

Premier

To

Recipient—

Phone—

Account No.—

IBAN—

Note—

Bridge FeeSOS 0

SOS 0

≈ $0 USD

←

ResetPIN

Choose how to verify your identity and reset your payment PIN.

✉️

Send code to Email

Register first to use this

📱

Send code to Mobile

Register first to use this

←

📲

Enter Reset Code

Enter the 6-digit code sent to
your mobile

_

Expires in 09:59

💡 Demo: enter any 6 digits

←

🔑

Create New PIN

Choose a new 6-digit payment PIN.

1

2ABC

3DEF

4GHI

5JKL

6MNO

7PQRS

8TUV

9WXYZ

0

⌫

🔒 PIN is encrypted and never stored in plain text

←

✅

Confirm New PIN

Re-enter your new PIN to confirm.

1

2ABC

3DEF

4GHI

5JKL

6MNO

7PQRS

8TUV

9WXYZ

0

⌫

🔐

PIN Reset!

Your new payment PIN has been set successfully. You can now sign in.

←

Pay by Code

🏷️

Enter Merchant Code

Ask the merchant for their Siraad code.
It starts with M followed by 8 digits.

Merchant Code

M

Demo Merchant Codes

📱

Hormuud Telecom

Code: M11111111

Use →

🛒

City Mall

Code: M22222222

Use →

✈️

Jazeera Airways

Code: M33333333

Use →

🏥

Caafi Hospital

Code: M44444444

Use →

🎓

Mogadishu University

Code: M55555555

Use →

←

Card Top-Up

Card Preview

•••• •••• •••• ••••

CARDHOLDER

YOUR NAME

EXPIRES

MM/YY

💳

Card Number

Expiry Date

CVV

Cardholder Name

Top-Up Amount (USD)

$10

$25

$50

$100

$250

Processing fee 1.5% + $0.30

Arrives in wallet ⚡ Instant

←

Withdraw to Bank

Available in Wallet

SOS 750,000

≈ $1,311 USD

👛

Withdraw To

▼

Amount (USD)

$50

$100

$250

$500

$1K

Note (Optional)

⚠️ Withdrawals are processed within 1–3 business hours and require PIN confirmation.

←

Exchange Rates

Live rates · Updates every hour · Base: USD

Quick Convert

Amount

⇄

Currency

▼

Result in USD

$0.00

Live Rates

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