SR
Siraad
Somalia's Unified Payment Gateway.
One app for all your banks.
14
Banks
USD
Primary
⚡
Instant
🔒
Secure
Salaam
Premier
IBS
Amal
🏦
Payment Gateway
All Somali banks in one place
↔️
Bank Transfers
SOS & USD · Instant
🛒
Merchant Pay
Shops, services & bills
👛
Digital Wallet
Top up · Store · Spend
🔒 256-bit Encrypted
🇸🇴 Somalia Built
📱 PWA Ready
←
Join Siraad — your unified Somali banking gateway.
Full Name
👤
Email Address
✉️
Phone Number
📱
Password
🔒 👁
Confirm Password
🔒
By continuing you agree to our Terms of Service and Privacy Policy
Already have an account? Sign In
←
🔐
Verify Your Identity
Choose how you'd like to receive your one-time verification code.
✉️
Email Address
ahmed@example.com
📱
Mobile Number
Your phone number
🔒 Your code expires in 10 minutes
and can only be used once.
←
📲
Check Your Phone
We sent a 6-digit code to
your email
Check your inbox and spam folder
Wrong method? Change it
_
_
_
_
_
_
Code expires in 09:59
Didn't receive it? Resend Code
💡 Demo: enter any 6 digits to continue
←
🔐
Create Payment PIN
This 6-digit PIN is used to confirm every payment and transfer. Keep it secret.
1
2ABC
3DEF
4GHI
5JKL
6MNO
7PQRS
8TUV
9WXYZ
0
⌫
🔒 Your PIN is encrypted and never stored in plain text
←
✅
Confirm Your PIN
Enter your 6-digit PIN one more time to confirm.
1
2ABC
3DEF
4GHI
5JKL
6MNO
7PQRS
8TUV
9WXYZ
0
⌫
←
Sign in to your Siraad account.
Phone or Email
👤
Password
🔒 👁
or
New to Siraad? Create Account
←
🔐
Enter PIN
Confirm your payment with your 6-digit PIN.
1
2ABC
3DEF
4GHI
5JKL
6MNO
7PQRS
8TUV
9WXYZ
0
⌫
Forgot PIN? Reset it here
SR
Siraad
🔔
AH
Your Balance
Ahmed Hassan
VERIFY ID
$0.00
≈ SOS 0 · Loading rate...
↑Send
↓Top Up
🛒Pay
📋History
⚡
Bills
📡
Data
🔐
Verify
⇄
Rates
Live Exchange Rates
See all →
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About Siraad
Siraad is Somalia's unified payment gateway — the single platform that connects all Somali banks and mobile wallets. Send money, pay bills, top up data, and manage your finances across all 14 Somali banks from one app.
14
Somali Banks
0.5%
Max Transfer Fee
$0
KYC Verification
FREE
Siraad→Siraad
Why Siraad?
Sending $200 to family
Family receives
SR
Siraad
$199.00
~$186
~$183
Linked Accounts + Add
EVC Plus
✓ Live
Salaam
Soon
Premier
Soon
eBesa
Soon
eDahab
Soon
Zaad
Soon
Sahal
Soon
+
Add
←
Send Money
⚡ Siraad to Siraad
🏦 To Bank / Wallet
🎉
Completely Free
Sending between Siraad users costs nothing.
Recipient Phone Number
Amount (USD)
$
$10
$25
$50
$100
$200
Note (optional)
Your Siraad balance
$0.00
Zero fees · Instant · Both users notified
←
Enter Amount
Salaam
→🌉→
Premier
SOS
0
≈ $0.00 USD
$10
$25
$50
$100
$200
1
2
3
4
5
6
7
8
9
.
0
⌫
Bridge fee (0.5%): $0.00
⚡ Instant
←
Pay Merchant
Pick a merchant, enter a code, or scan QR
Merchants
📱
Hormuud
Telecom & Airtime
0.3% fee
🛒
Amaan Market
Supermarket
0.4% fee
🏥
Caafi Hospital
Healthcare
0.2% fee
🎓
Mogadishu Uni
Education
0.1% fee
✈️
Somali Airlines
Travel & Flights
0.5% fee
🍽️
Iftin Restaurant
Food & Dining
0.4% fee
←
Pay
Hormuud Telecom
Merchant ID: HT-001
Verified Merchant
Pay From
👛 Wallet
🏦 Bank
Invoice / Reference (optional)
Description
$
0.00
≈ SOS 0
$1
$5
$10
$50
1
2
3
4
5
6
7
8
9
.
0
⌫
Commission (0.3%): $0.00
🛒 Instant
←
My Wallet
Siraad Wallet
SOS 750,000
≈ $1,311 USD · Updated now
↓Top Up
↑Send
🏦Withdraw
📊History
Money In (Mar)
+2.5M
↑ +12% vs Feb
Money Out (Mar)
-1.8M
↑ -8% vs Feb
Merchants Paid
8
This month
Transfers Made
14
This month
Top Up Wallet
🏦From Bank
💳Debit Card
🏧Agent
Wallet Transactions
+200,000 SOS
≈ $350
-45,000 SOS
≈ $79
-100,000 SOS
≈ $175
←
History
🔍
All
Sent
Received
Merchant
USD
Today
-250,000 SOS
≈ -$437
March 5
+500,000 SOS
≈ +$875
-45,000 SOS
≈ -$79
March 1
+2,000,000 SOS
≈ +$3,497
✓
Waxaa guul! 🎉
Transfer sent successfully via Siraad Gateway.
SRD-2026-44291
⚡ Instant
Today · March 6, 2026
Salaam
From
→
🌉
→
Premier
To
Recipient—
Phone—
Account No.—
IBAN—
Note—
Bridge Fee$0.00
$0.00
≈ SOS 0
🔒 Secured by Siraad Bridge · 256-bit Encrypted
←
Choose how to verify your identity and reset your payment PIN.
✉️
Send code to Email
Register first to use this
📱
Send code to Mobile
Register first to use this
←
📲
Enter Reset Code
Enter the 6-digit code sent to
your mobile
_
_
_
_
_
_
Expires in 09:59
💡 Demo: enter any 6 digits
←
🔑
Create New PIN
Choose a new 6-digit payment PIN.
1
2ABC
3DEF
4GHI
5JKL
6MNO
7PQRS
8TUV
9WXYZ
0
⌫
🔒 PIN is encrypted and never stored in plain text
←
✅
Confirm New PIN
Re-enter your new PIN to confirm.
1
2ABC
3DEF
4GHI
5JKL
6MNO
7PQRS
8TUV
9WXYZ
0
⌫
🔐
PIN Reset!
Your new payment PIN has been set successfully. You can now sign in.
←
Pay by Code
🏷️
Enter Merchant Code
Ask the merchant for their Siraad code.
It starts with M followed by 8 digits.
Merchant Code
M
Demo Merchant Codes
📱
Hormuud Telecom
Code: M11111111
Use →
🛒
City Mall
Code: M22222222
Use →
✈️
Jazeera Airways
Code: M33333333
Use →
🏥
Caafi Hospital
Code: M44444444
Use →
🎓
Mogadishu University
Code: M55555555
Use →
←
Card Top-Up
Card Preview
•••• •••• •••• ••••
CARDHOLDER
YOUR NAME
EXPIRES
MM/YY
💳
Card Number
Expiry Date
CVV
Cardholder Name
Top-Up Amount (USD)
$10
$25
$50
$100
$250
Processing fee 1.5% + $0.30
Arrives in wallet ⚡ Instant
←
Withdraw to Bank
Available in Wallet
SOS 750,000
≈ $1,311 USD
👛
Withdraw To
Amount (USD)
$50
$100
$250
$500
$1K
Note (Optional)
⚠️ Withdrawals are processed within 1–3 business hours and require PIN confirmation.
←
Exchange Rates
Live rates · Updates every hour · Base: USD
Quick Convert
Amount
⇄
Currency
▼
Result in USD
$0.00
Live Rates
Loading rates...
←
Verify Identity
🔐
Identity Not Verified
Verify to unlock full access and higher limits
What you unlock after verification
✓ Send up to $10,000 per month
✓ Withdraw to any bank
✓ Full merchant payments
✓ Priority customer support
✓ 100% FREE — no charge
How it works
📸
Step 1 — Face Scan
Look at your camera. Takes 10 seconds. Confirms you are a real person.
🪪
Step 2 — ID Document
Upload your Somali passport, NIRA national ID, or driver's license.
✅
Step 3 — Instant Result
Usually approved in under 60 seconds. Sometimes up to 24 hours for manual review.
Accepted Documents
🇸🇴 Somali Passport
🪪 NIRA National ID
🚗 Driver's License
🌍 Foreign Passport
🔒 Your data is encrypted and stored securely.
We never sell or share your personal information.
Verification is required by Central Bank of Somalia (CBS).
←
Profile & Settings
AH
Ahmed Hassan
ahmed@siraad.app
⚠️ Unverified
Edit
🔐
Verify Your Identity
Required for full access · Free · Face scan + ID
→
Account
🪪
KYC Verification
Face scan + ID document
→
👤
Edit Profile
Name, WhatsApp, photo
→
🔑
Change PIN
Update your payment PIN
→
Preferences
🌍
Language
English
👆
Biometric Login
Checking...
—
🌙
Appearance
Dark mode
🔔
Notifications
Payment alerts
Support
💬
WhatsApp Support
Chat with us
→
✉️
Email Support
hello@siraad.app
→
ℹ️
App Version
v1.0.0 Beta
siraad.app
© 2026 Siraad · Somalia's Unified Payment Gateway
Secured by 256-bit encryption · CBS Pending Authorization
←
Bill Payments
🚧
Coming Soon
Bill payments are launching soon. We are connecting BECO, SNWS and other providers.
Preview available bill categories:
⚡
Electricity
BECO · Mogadishu
💧
Water
SNWS · Somalia
📡
Internet
Hormuud · Somnet
🎓
School Fees
Universities · Schools
📺
TV / Cable
StarSat · DStv
➕
More Soon
Coming soon
⚡ Bills paid instantly from your Siraad wallet · No extra fee · Receipt sent by email
←
Data Bundles
🚧
Coming Soon
Data bundle purchasing is launching soon. We are partnering with Hormuud, Telesom, Somtel and Golis.
Preview available bundles:
📱 Hormuud
📡 Telesom
🌐 Somtel
📶 Golis
📱 Enter your phone number · Select bundle · Pay with Siraad wallet · Activated in seconds
Confirm Transfer
FromSalaam Bank
ToPremier Bank
Recipient—
Account—
IBAN—
CurrencyUSD
Amount$0.00
Bridge Fee$0.00
$0.00
≈ SOS 0
⚡ Instant · 🔒 Encrypted · Siraad Bridge
Top Up Wallet
From Bank
Amount (USD)
$
⚡ Instant · 0.3% fee · Siraad→Siraad transfers are FREE
Confirm Payment
📱
Hormuud Telecom
✓ Verified Merchant
Pay FromWallet
Reference—
Commission (0.3%)$0.00
$0.00
≈ SOS 0